The application and approval process is very easy and only takes a few minutes. You Just provide the reception team your photo ID, eligible credit card and contact details. They’ll be able to tell you immediately whether or not you’ve been approved.
It is a non-income based credit approval, so approval or denial is not an indication of your current financial status. Rather the scoring system considers current loans and if there are any flagged indiscretions in your history. If your score is below the threshold, your application will not be approved.
The credit check is automatically generated by our online system, so the security of your data is safe. At no time will practice staff see your credit history.
It’s a similar credit check to what is performed when you apply for a mobile phone with a telco.
Yes. You can make additional lump sum payments at anytime without penalty.